For your convenience, here you will find state-by-state and federal viatical and life settlement legal resources. Use these legal resources to research your state's statutes, key definitions, regulations, and disclosures.  Click here

Some states do not regulate all settlement transactions. Please click on the map below to see a complete list of all states containing:

  1. Regulation of all settlement transactions (viatical and life settlement)

  2. Regulation of terminally or chronically ill only (viatical)

  3. No regulation of settlement transactions

Regulation of Viaticals and Life Settlements

Though states use mixed terms in laws, for purposes of this map, a “viatical settlement” refers to a terminally or chronically ill insured and a “life settlement” refers to any insured.